Question 1

Selecting a Lender

Accepted Answer

We strongly encourage our home buyers to work with one of our established Preferred Lenders. The reason for this is simply to make the financing process go as smooth as possible.

Question 2

The Application Process

Accepted Answer

The Application Process starts by gathering these items* for your LendernnPay Stubs (most recent one-month’s pay with 1-year totals)nW-2/1099 (two-year’s worth)nTax Returns (two-year’s worth)nAccount Statements (two-month’s worth - from checking, savings, investments, retirement)nList of Debt (credit card balances, car payment, etc...)nCopy of Driver’s Licensenn*Some Lenders may require additional information.

Question 3

Along The Way

Accepted Answer

Remember, we have worked with our Preferred Lenders over and over again on every step in the process.nnThey know what is needed along the way in order to ensure there are no delays in finalizing your closing. Please be sure to follow any instructions they may give according to the timeline they give you. Staying on top of these details will ensure a smooth closing.

Question 4

Closing

Accepted Answer

We work closely with your Lender* to coordinate the details of your closing. Once we receive notification that you are “clear to close”, you will be contacted to schedule the closing date and time.Prepare for your closing by bringing a cashier’s check (amount given to you by your lender) made payable to the title company for the closing costs and down payment.During the closing process, ownership of the home will be transferred into your name and you will get the keys to your new home!

Warranty Coverage

At JTB Homes, your peace of mind is our priority.

Every home we build is backed by a limited new home warranty designed to protect your investment and provide confidence well beyond move-in day.

What’s Covered

Warranty Service & Support

Resources